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If You Fall Victim
If you do become a victim of identity theft, contact Rockford Bank & Trust immediately.
In addition, complete following four steps suggested by the Federal Trade Commission as soon as possible, and keep a record with the details of your conversations and copies of all correspondence. For more detailed information, visit www.consumer.gov/idtheft.
- Place a fraud alert on your credit reports, and review your credit reports. Fraud alerts can help prevent an identity thief from opening any more accounts in your name. Contact the toll-free fraud number of any of the three consumer reporting companies below to place a fraud alert on your credit report. You only need to contact one of the three companies to place an alert. The company you call is required to contact the other two, which will place an alert on their versions of your report, too. If you do not receive a confirmation from a company, you should contact that company directly to place a fraud alert.
Credit Reporting Bureaus
Equifax (www.equifax.com)
Place a fraud alert: 1.888.766.0008
Experian (www.experian.com)
Place a fraud alert: 1.888.397.3742
TransUnion (www.transunion.com)
Place a fraud alert: 1.800.680.7289
- Close the accounts that you know, or believe, have been tampered with or opened fraudulently.
- File a complaint with the Federal Trade Commission. You should also file a complaint with the Federal Trade Commission by contacting the FTC’s Identity Theft Hotline. You can reach them by telephone toll-free at 1.877.IDTHEFT (438.4338); or online at www.consumer.gov/idtheft.
- File a report with your local police or the police in the community where the identity theft took place.
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