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Checking Accounts
Rockford Bank & Trust has made managing your money even easier. Personalized options, responsive service and knowledgeable employees guarantee you've found a better way to bank. With a variety of checking account options you have the freedom to choose an account that fits both your lifestyle and your financial needs. Access your Rockford Bank & Trust personal checking accounts FREE, 24-hours a day, 7-days a week with Personal Online Banking and 24-Hour Phone Banking.
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Account Description |
A checking account with no minimum balance or monthly service fees. |
A free checking account that rewards clients with a market-leading rate and
refunds on all other bank's ATM fees. |
An interest bearing checking account with a minimum balance
requirement. |
An interest bearing, relationship checking account offering the best value to customers. |
A free interest bearing, no minimum balance checking account for seniors age 50 and above. |
| Minimum Opening Deposit |
$100.00 |
$100.00 |
$100.00 |
$1,000.00 |
$100.00 |
| Minimum Balance Requirements |
None |
None |
$500 Minimum |
$10,000 |
None |
| Monthly Service Charge (if below minimum) |
None |
None |
$5.00 |
$7.50 |
None |
| Interest Earnings* |
None |
Variable |
Variable |
Variable |
Variable |
| Visa® Check Card |
Free |
Free |
Free |
Free |
Free |
| Non-RBT ATM Transaction Fee**** |
Free |
Free |
Free |
Free |
Free |
| Check Orders |
Free 1st Order of Checks |
Free 1st Order of Checks |
Free 1st Order of Checks |
Free 1st Order of Checks |
Free for Life |
| Check Images |
Provided via
Statement or Online |
Provided via
Statement or Online |
Provided via
Statement or Online |
Provided via
Statement or Online |
Provided via
Statement or Online |
| Linked to RB&T Line of Credit** |
Available |
N/A |
Available |
Available |
Available |
| Safe Deposit Box |
Available |
Available |
Available |
Available |
Available |
| Personal Online Banking |
Free |
Free |
Free |
Free |
Free |
| Online Bill Pay |
Free |
Free |
Free |
Free |
Free |
eStatements
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Free |
Free |
Free |
Free |
Free |
24
Hr Phone Banking
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Free |
Free |
Free |
Free |
Free |
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*Refer to Rockford Bank & Trust rate sheet for information on interest rates and annual percentage yields.
** Subject to credit approval.
*** Must be 50 years of age and over.
****Rockford Bank and Trust will not charge you a fee for using another financial institutions ATM, however the other institution may assess a fee. For U Account customers, fees charged by other financial institutions may be refunded up to $20.00 per month if required transaction limit is obtained.
† Annual percentage yield. Rate may change after account opening. APY is accurate as of June 1, 2010 and is not an introductory rate. To obtain premium APY and ATM refunds, you must have an opening deposit of $100, meet required 15 Visa Check Card credit-based transactions posted per statement cycle, receive your monthly statement via eStatements with a valid email address, enroll in Online Banking, and set up minimum of one direct deposit or direct debit. If 15 Visa Check Card credit-based transactions requirement is not met, you will receive a reduced interest rate and APY of .01%. Balances over $25,000 earn interest at 1.00% APY. Maximum ATM fee refund of $20 per month. Fees may reduce earnings. Accounts closed within 90 days will be charged $15.00.
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