Certificate of Deposit Rates
Rates offered as of 7/19/2010. Rates
are subject to change without notice.
|
15 Days
|
.20/.20
|
.35/.35
|
.40/.40
|
|
30 Days
|
.20/.20
|
.35/.35
|
.40/.40
|
|
60 Days
|
.20/.20
|
.35/.35
|
.40/.40
|
|
90 Days
|
.20/.20
|
.35/.35
|
.40/.40
|
|
180 Days
|
.35/.35
|
.40/.40
|
.40/.40
|
|
9 Months
|
.40/.40
|
.45/.45/
|
.50/.50
|
|
1 Year
|
.60/.60
|
.65/.65
|
.65/.65
|
|
18 Months
|
.85/.85
|
.95/.95
|
1.00/1.00
|
|
2 Years
|
1.05/1.05
|
1.10/1.10
|
1.10/1.10
|
|
3 Years
|
1.54/1.55
|
1.59/1.60
|
1.69/1.70
|
|
4 Years
|
1.74/1.75
|
1.84/1.85
|
1.94/1.95
|
|
5 Years
|
2.34/2.35
|
2.44/2.45
|
2.53/2.55
|
*APY is the Annual Percentage Yield. Rates offered are subject to change without notice.
A substantial early withdrawal penalty will apply to certificate of deposit accounts withdrawn before the end of term.
Certificate of Deposit Specials*
|
No Specials at this time.
|
-
|
-
|
-
|
*Certificate of Deposit Special rates available for clients that establish a personal
or business checking account with Rockford Bank and Trust Company
Checking Account Rates
Rates
offered as of 7/19/2010. Rates
are subject to change without notice.
|
U Account
|
|
|
|
$0 - $25,000**
|
3.93%
|
4.00%
|
|
$25,001+***
|
1.00%
|
1.00%
|
|
The Gold Account
|
|
|
|
$0 - $9,999
|
.25%
|
.25%
|
|
$10,000+
|
.75%
|
.75%
|
|
Rockford Interest Checking
|
|
|
|
$0 - $9,999
|
.10%
|
.10%
|
|
$10,000 +
|
.60%
|
.60%
|
|
Rockford Premier Checking
|
|
|
|
$0 - $9,999
|
.10%
|
.10%
|
|
$10,000 - $49,999
|
.60%
|
.60%
|
|
$50,000 +
|
.85%
|
.85%
|
|
|
|
|
*Account Fees could reduce earnings.
**An interest rate of 3.93% will be paid only for that portion of your average daily balance that is $25,000 or less. The Annual Percentage Yield for this tier will be 4.00%
***An interest rate of 1.00% will be paid only for that portion of your average daily balance that is more than $25,000. The Annual Percentage Yield for this tier will be 1.00%.
The interest rate and APY may change after account opening.
Savings Account Rates
Rates offered as of
7/19/2010. Rates are subject
to change without notice.
(Note: Account fees could reduce earnings. The interest rate and APY may change after account opening.)
|
Rockford Savings****
|
|
|
|
$0 – $24,999
|
.15%
|
.15%
|
|
$25,000+
|
.65%
|
.65%
|
|
Rockford Money Market:
|
|
|
|
$0 - $9,999
|
.25%
|
.25%
|
|
$10,000 - $49,999
|
.50%
|
.50%
|
|
$50,000 - $99,999
|
.60%
|
.60%
|
|
$100,000 - $249,999
|
1.00%
|
1.00%
|
|
$250,000 - $499,999
|
1.00%
|
1.00%
|
|
$500,000 - $999,999
|
1.00%
|
1.00%
|
|
$1,000,000+
|
1.00%
|
1.00%
|
|
Christmas Club Interest paid on all balances
|
1.00%
|
1.00%
|
****Maintenance fee waived for individuals 25 years of age and under.