Certificate of Deposit Rates
Rates offered as of 10/31/2008. Rates
are subject to change without notice.
|
15 Days
|
1.49/1.50
|
1.64/1.65
|
1.74/1.75
|
|
30 Days
|
1.49/1.50
|
1.64/1.65
|
1.74/1.75
|
|
60 Days
|
1.49/1.50
|
1.74/1.75
|
1.84/1.85
|
|
90 Days
|
1.49/1.50
|
1.74/1.75
|
1.99/2.00
|
|
180 Days
|
1.99/2.00
|
2.24/2.25
|
2.48/2.50
|
|
9 Months
|
2.24/2.25
|
2.34/2.35
|
2.73/2.75
|
|
1 Year
|
2.29/2.30
|
2.73/2.75
|
2.98/3.00
|
|
18 Months
|
2.34/2.35
|
2.83/2.85
|
3.03/3.05
|
|
2 Years
|
2.39/2.40
|
2.98/3.00
|
3.18/3.21
|
|
3 Years
|
2.48/2.50
|
3.47/3.50
|
3.81/3.85
|
|
4 Years
|
2.53/2.55
|
3.67/3.70
|
3.96/4.00
|
|
5 Years
|
2.58/2.60
|
3.77/3.81
|
4.06/4.10
|
*APY is the Annual Percentage Yield. Rates offered are subject to change without notice. Each depositor is insured up to 100,000 by the FDIC.
A substantial early withdrawal penalty will apply to certificate of deposit accounts withdrawn before the
end of term.
Certificate of Deposit Specials*
|
13 Months
|
3.47%
|
3.50%
|
$25,000.00
|
|
39 Months
|
3.96%
|
4.00%
|
$25,000.00
|
*Certificate of Deposit Special rates available for clients that establish a personal
or business checking account with Rockford Bank and Trust Company
Checking Account Rates
Rates
offered as of 10/31/2008. Rates
are subject to change without notice.
|
U Account
|
|
|
|
$0 - $25,000**
|
4.89%
|
5.00%
|
|
$25,001+***
|
1.00%
|
1.00%
|
|
The Gold Account
|
|
|
|
$0 - $9,999
|
1.00%
|
1.00%
|
|
$10,000+
|
1.98%
|
2.00%
|
|
Rockford Interest Checking
|
|
|
|
$0 - $9,999
|
1.00%
|
1.00%
|
|
$10,000 +
|
1.24%
|
1.25%
|
|
Rockford Premier Checking
|
|
|
|
$0 - $9,999
|
1.00%
|
1.00%
|
|
$10,000 - $49,999
|
1.24%
|
1.25%
|
|
$100,000 +
|
1.98%
|
2.00%
|
*Account Fees could reduce earnings.
**An interest rate of 4.89 will be paid only for that portion of
your average daily balance that is $25,000 or less. The Annual Percentage Yield
for this tier will be 5.00%
***An interest rate of 4.89 will be paid only for that portion of your average daily balance that is $25,000 or less. The Annual Percentage Yield for this tier will be 5.00%
The interest rate and APY may change after account opening.
Savings Account Rates
Rates offered as of
10/31/2008. Rates are subject
to change without notice.
(Note: Account fees could reduce earnings. The interest rate and APY may change after account opening.)
|
Rockford Savings****
|
|
|
|
$0 – $24,999
|
1.00%
|
1.00%
|
|
$25,000+
|
1.24%
|
1.25%
|
|
Rockford Money Market:
|
|
|
|
$0 - $9,999
|
1.00%
|
1.00%
|
|
$10,000 - $49,999
|
1.14%
|
1.15%
|
|
$50,000 - $99,999
|
1.34%
|
1.35%
|
|
$100,000 - $249,999
|
1.98%
|
2.00%
|
|
$250,000 - $499,999
|
2.03%
|
2.05%
|
|
$500,000 - $999,999
|
2.23%
|
2.25%
|
|
$1,000,000+
|
2.37%
|
2.40%
|
|
Christmas Club Interest paid on all balances
|
1.00%
|
1.00%
|
****Maintenance fee waived for individuals 25 years of age and under.
*****Institutional investors not eligible. Maximum deposit amount is $250,000.00.